Do i need to most make use of the money from property Guarantee Loan TB to own things?

The complete amount of a house Security Mortgage TB try a loan for any objective, and thus there are not any criteria to document one objective and money from your house Collateral Mortgage TB is generally made use of at your sole discernment. The only real exception to this rule is actually a posture if you are using the house collateral mortgage to settle other finance in cases like this you should pay people loans and you can one kept an element of the mortgage may be used when it comes down to goal.

What is the difference between the consumer financing TB plus the House equity loan TB ?

An individual Financing TB a loan with an interest rate regarding 5.nine % p. a. and readiness months maximum. 8 years,

The house Equity Mortgage TB financing with an intention rates from 2.59 % p. a beneficial. that have one year fixation and readiness twenty years.

Am i able to pay the house Collateral Mortgage TB early?

Sure, your house Collateral Mortgage TB is paid back very early, even versus a fee, towards date of one’s stop of repaired-desire period. A person also can offer an amazing deposit one per year as much as the fresh 20 % of your loan dominant free of any charge. Together with these two possibilities, the costs away from very early repayment must not go beyond step 1 % of one’s early paid off matter towards houses mortgage.

What conditions create I want to fulfill easily need to capture a house Collateral Loan TB ?

• minimum ages 18 years,
• documents from newest online monthly money regarding five-hundred EUR or maybe more,
• financing as much as as much 80 % of your pledged assets,
• restrict fees ages of two decades,
• a choice to play with an element of the loan to spend charge (loan commission and guaranteeing expert testing of your own apartment due to Tatra banka),
• pledging of one’s property property as the protection.

Could there be people insurance offered basically are not able to repay your house Collateral Loan TB ?

Yes, you will find. In collaboration to the UNIQA insurance provider you could program the following the through cell solution Dialogue Alive or perhaps in Tatra banka department:

• insurance rates of your capacity to pay-off financing, that make you confidence in case of unforeseen situations one often stop you from carried on to settle the mortgage,
• assets insurance that you can strategy based on your position.

What are the repaired rate of interest options of the house Equity Loan TB ?

The option of a predetermined interest is available for example, 2, step three, 5, seven and 10 years or the entire loan repayment several months.

At the very least a few months before stop of one’s repaired appeal rates several months we’re going to get in touch with you written down and allow you to be aware of the the newest interest together with the fixed interest months. You could determine, whether or not your:

• undertake the fresh new interest and the repaired-speed period,
• undertake the offer to give or shorten the new fixed-speed months plus the relevant rate of interest.

How does the newest visit when you look at the Tatra banka go-ahead whenever drawing the new financing? What will happen from the very first meeting?

Appointment ‘s the initial step to discover the mortgage. Plan a romantic date for the fulfilling through Dialogue Real time *1100. Our very own home loan lenders is borrowing from the bank experts. You will learn in regards to the complete offer of financing products at the the initial fulfilling immediately after which loan places Brook Forest it could be your choice to combine the credit for your new home, car finance, bungalow otherwise possessions renovation.