Ought i very use the money from a property Security Loan TB to own anything?

The entire number of property Equity Mortgage TB are an excellent loan for your goal paydayloancolorado.net/johnstown/, for example there are not any conditions to file any goal and funds from the home Equity Loan TB could be utilized at the only discernment. The only exception to this rule try a posture if you are using our home security financing to repay other finance in such a case you should pay men and women financing and you may any left a portion of the financing can be utilized when it comes to mission.

What’s the difference in the user financing TB and the Family guarantee loan TB ?

An individual Loan TB a loan with an intention price out of 5.nine % p. an effective. and you may maturity months max. 8 decades,

Our home Guarantee Loan TB that loan with an intention price out-of 2.59 % p. a great. with 1 year fixation and you may readiness 2 decades.

Could i pay back your house Equity Financing TB very early?

Yes, the house Collateral Mortgage TB are paid very early, even as opposed to a charge, with the big date of the prevent of your own repaired-notice months. A client also can provide a remarkable put one time per year to the new 20 % of your financing dominant free from people fees. And those two alternatives, the expense out of early repayment must not exceed step one % of early reduced amount towards the construction loan.

Exactly what standards perform I have to meet if i have to grab a home Guarantee Financing TB ?

• minimal age 18 years,
• documents off most recent online month-to-month earnings from five hundred EUR or even more,
• mortgage to just as much 80 % of one’s sworn assets,
• limit fees age of 20 years,
• a substitute for fool around with an element of the mortgage to blow fees (mortgage fee and guaranteeing expert research of the flat due to Tatra banka),
• pledging of houses assets since the security.

Can there be one insurance policies available easily have always been incapable of pay-off the house Security Loan TB ?

Sure, there can be. Inside the collaboration into UNIQA insurance provider you could program this new after the via phone service Dialogue Live or in Tatra banka branch:

• insurance of one’s capacity to pay-off financing, that’ll give you confidence if there is unforeseen situations you to definitely often stop you from continued to settle the mortgage,
• possessions insurance policies that you could plan considering your needs.

Do you know the fixed interest selection of the home Equity Mortgage TB ?

The option of a fixed interest rate exists for example, 2, step three, 5, seven and you may a decade or even the entire financing repayment several months.

At least a few months before stop of the repaired interest price period we shall get in touch with your in writing and you can enable you to understand the this new interest and the fresh fixed interest several months. You could choose, whether or not your:

• take on new interest while the fixed-price months,
• deal with the deal to increase or shorten the brand new repaired-rate several months in addition to relevant rate of interest.

Why does the brand new session into the Tatra banka go-ahead whenever drawing the latest mortgage? What goes on on very first fulfilling?

Appointment is the first rung on the ladder to discover the loan. Schedule a date for your meeting via Dialog Alive *1100. All of our home loan bankers is borrowing from the bank advantages. You will see concerning the done promote off loan activities on the first meeting and then it might be your responsibility to combine the credit for your new home, car loan, cottage or assets refurbishment.